Knowing Your Numbers
3 Insights:
Survival is ärtful. You can’t create with joy if you’re stressed about money.
The Break-Even floor. Your hourly burn rate isn't what you charge; it's what you need to exist. Knowing it is an act of self-care.
Add your margin. Thriving requires more than just breaking even—it requires a buffer, so you will thrive—because you deserve to and are worthy.
1 Coordinate:
The Hourly Burn Rate Formula:
(Total Annual Overhead + Taxes) / Adjusted Production Hours = Your Survival Number.
Tip: Use 30% for Taxes and 2,080 Hours = 40 Hours x 52 Weeks. Adjust accordingly.
1 Aligned Action:
Do a Quick Assessment. Calculate your total professional and personal expenses versus your income for just last month. Are you operating above or below your burn rate?
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Keep being ärtful!
Gabe Ratliff
Artist Navigator
Creator of the Ärtful Life PLanner
